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Equal Housing Opportunity
-- It's Your
Right
My
Home Loan is pledged to
the letter and spirit of
U.S. policy for the achievement of equal housing opportunity throughout
the nation. We encourage and support efforts to ensure that there are
no barriers to obtaining home financing because of race, national
origin, color, religion, sex, age, handicap, marital status or familial
status.
The
Fair Housing Act
The Fair Housing Act prohibits discrimination in the sale, lease,
rental or financing of housing because of race, color, religion, sex,
handicap, familial status, or national origin.
Equal
Credit Opportunity Act
The Equal Credit Opportunity Act makes discrimination unlawful with
respect to any aspect of a credit application on the basis of race,
color, religion, national origin, sex, marital status, age or because
all or part of the applicant's income derives from any public
assistance program.
State
and Local Fair Housing/Fair Lending Laws
In addition to the federal anti-discrimination statutes, many state and
local governments have enacted regulations prohibiting discrimination
in the sale, lease, rental or financing of housing on the basis of the
neighborhood the property in which the property is located, sexual
orientation, mental or physical illness, political affiliation, lawful
source of income, environmental conditions or other characteristics.
Contact your state or local housing agency for additional information.
Rights
of the Home or Loan Seeker
You have the right to expect that housing or home loans will be
available to you without discrimination or other limitations based on
race, color, religion, sex, handicap, familial status or national
origin. This includes the right to expect:
- Housing in your price
range made
available to you without discrimination.
- Equal professional service.
- The opportunity to consider a broad
range of housing or loan choices.
- No discriminatory limitations on
communities or locations of housing.
- No discrimination in the financing,
appraising, or insuring of housing.
- Reasonable accommodations in rules,
practices and procedures for persons with disabilities.
- Non-discriminatory terms and conditions
for the sale, rental, financing, or insuring of a dwelling.
- To be free from harassment or
intimidation for exercising your fair housing rights.
If
You Suspect Discrimination
Complaints alleging discrimination in housing may be filed with the
nearest office of the United States Department of Housing and Urban
Development (HUD), or by calling HUD's toll free number, 1-800-699-9777
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